Clover Financial Solutions / Phoebe Blamey

Terms and Conditions

What you can expect from us…

We wish to provide you with the best outcome from your purchase!

Here are some bits of information to know while making your purchase.

Phoebe Blamey’s book is currently available through and Amazon.


The website accepts payments through Stripe and PayPal. For more information on their privacy policy’s, click here for Stripe and here for PayPal.  


If you are making your purchase from the website, we will aim to ship your product within 3 days of receipt of payment. The books will be shipping from Melbourne, Australia. 

We use Australia Post which will normally take between 3 – 10 business days for your product to arrive. 

Unfortunately, we cannot ship orders outside of Australia – hopefully soon though! 

If the postal address provided is incorrect there will be no refund or replacement. 

Damaged Goods 

If your product arrives damaged, please send us an image of the product and description to and we will endeavour to resolve the issue. 


Refunds will not be given based on a ‘change-of-mind- or other reasons, in line with the ACCC Consumers Guidelines. If there is any issue with your product, please contact us.




For the purposes of this Disclaimer:

‘Company’ (referred to as either “the Company”, “We”, “Us” or “Our” in this Disclaimer) means © CLOVER FINANCIAL SOLUTIONS ACN 147 272 295 (AUSTRALIAN CREDIT LICENCE 387856) 

‘You’ means the individual accessing the website, our products, courses or other services provided by us, or another other legal entity on behalf of which such individual is accessing or using the services, as applicable.
‘Website’ refers to “”


Our company, this website, our products, courses or other service provided by us and/or our employees are to offer factual information and guidance only. The information is not the provision of personal advice, nor does it imply or intend to imply any recommendation or opinion about any financial product or strategy. The factual information supplied does not constitute the provision of legal, personal or financial advice and we encourage you to seek your own professional advice in relation to any personal or financial decisions ultimately undertaken by you. Any reliance placed on such material or information given is therefore strictly at your own risk.

The Company assumes no responsibility for errors or omissions in the contents of this website, our products, courses or other services supplied by us and/or our employees. In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of our website, products, courses or other services supplied by us and/or our employees. The Company reserves the right to make additions, deletions, or modifications to the contents on our website, or in our products or courses at any time without prior notice.


If you have any questions about this Disclaimer, you can contact us:
By email:
By phone number: 03 9998 2615