Phoebe’s top 3 Tips to get the most out of Black Friday & Cyber Monday Sales!
Eeek! Black Friday and Cyber Monday is this week!
With that comes both excitement and anxiousness.
You may notice Black Friday sales have already ‘started’. In some cases, they have. But in other cases (most) these are just ways to get you to panic buy! (guilty) – a lot of retailers will further markdown their ‘Black Friday’ items to get rid of any stock that will be taking up space for new summer stock.
Keep in mind Cyber Monday comes only days after Black Friday… could that possibly mean FURTHER MARKDOWNS? – absolutely!
Now let’s start talking about ways we can stick to our financial goals and still “treat yourself”
I’ve written my top 3 tips on how to keep that money honey (without breaking the bank)
1. PLAN what you are buying – know where you are going to make savings
Consider writing a list of things you both need and want. Separate your higher priced items to a section of their own while keeping the lower end separate. Use the rest of the week to chop and change your list.
2. Prioritise! What do you ‘need’ and what do you ‘want’
Is this something I need (will it be useful? Will I use it? Or will it sit in the house or in my closet for the next year? – do you really need that knitted sweater?
Have you added these items to your cart to only think “hmm do I need this” and close the window? MASSIVE SIGN that you don’t NEED it. Most of the time the urge to buy comes from seeing something at a discounted price. Don’t panic! (Yes girl, panic buying is a real thing) #guilty! And don’t forget to check on ‘final sales no refund’ purchases…You don’t want to be stuck with a whole heap of purchases that you can’t get rid of.
3. Does how you pay make a difference to the final price
You have choices with after pay and all the similar buy now pay later available, or credit cards or interest free periods. All have their pros and cons – I’m not here to tell you what is best, just be careful that $50 a week hasn’t turned into more than you can handle, even when it comes with an extra discount.
Phoebe x