money management tools
Calculators
Before you can start managing your money, you need to understand your financial situation.
The Clover Financial Solutions financial and home loan calculators are the key to pinpointing where your money comes from, where it goes, and learning how to work on your money mindfulness. Discover the impact of getting on top of your finances earlier, and prepare to say hello to the version of you that makes good money decisions. Please note these calculators should only be used as a guide and we recommend speaking to a professional before making any decisions.
wealthtracker app
Happy Money WealthTracker App
Download our WealthTracker App to help you see where your money is coming from and more importantly, where it is going so you can start making good money decision.
home loan calculators
Basic loan repayments
Clover Financial Solution’s basic loan calculator will help you estimate what your loan repayments could be based on the type of loan you choose.
How long will my loan take to repay?
Use the repayment calculator to work out how long it will take to pay off your loan and be mortgage free, based on your repayments and interest rates.
How much can I borrow?
The Clover Financial Solution’s borrowing capacity calculator offers an estimate of your borrowing power and allows you to compare different home buying scenarios.
Will making extra repayments reduce my loan?
Making extra repayments on your loan means you’re paying it off quicker, paying less interest, and saving money. Use our calculator to discover how much you can save by making more than the minimum repayment.
Will making a lump sum payment reduce my loan?
Of course! You can save tens of thousands in interest on your mortgage by making lump-sum payments. Start forward-planning today by using our calculator to see how much you could save.
Stamp duty calculator
Stamp duty is tax charged for property purchases across Australia, and costs can vary between states. Our stamp duty calculator will help you estimate stamp duty costs for your region.
Split loan calculator
Find out how much you will pay if you split your home loan between a fixed and variable rate. It’s a simple tool to help you find the right loan for your lifestyle and budget.
finance calculators
Income tax calculator
The Clover Financial Solutions income tax calculator will help you calculate your tax refund or debt estimate.
Savings calculator
Calculate your potential savings with our savings calculator. Work out how much you could save with your current budget and time frame, and discover how much compound interest you can earn over time based on your regular savings goals too.
What can I afford to borrow?
You can use the Clover Financial Solutions borrowing calculator to get an estimate of your borrowing capacity, based on your current lifestyle, goals and budget.
Budget calculator
Our budget calculator helps your track, plan and manage where your money goes. Pinpoint your biggest expenses and build a budget that lets you live life on your own terms.